Key Concepts
Before diving deep into RebelFi's features, it's helpful to understand some key concepts that make our platform unique. This guide will explain the essential ideas behind RebelFi in clear, simple terms.
On-Chain Accounts
Think of a RebelFi On-Chain Account as your bank account reimagined for the blockchain era. Like a traditional bank account, you can deposit, withdraw, and manage your funds. But that's where the similarities end.
Your account is actually a powerful smart contract (Solana program) that you fully control with your wallet. It's like having your own automated treasury department that works 24/7 to put your money to work. Every dollar deposited is automatically deployed across top DeFi protocols to generate yield, while remaining instantly accessible.
What makes your Account powerful is its programmability. You can set up automated payroll, create subscription payments, enable instant cross-border transfers, and much more - all powered by blockchain technology. And since everything happens on-chain, you maintain complete visibility and control over your funds at all times.
Key Features
Accounts are controlled by "keys," which are their own standard Solana wallets
Account keys are permissioned for flexible control
Funds in your account immediately start generating yield
You maintain full control of your funds while earning
Accounts can hold multiple types of stablecoins
Security Model
RebelFi on-chain accounts use a sophisticated key-based permission system:
User Admin Keys
These are standard Solana wallets that you control
Provide full administrative access to your account
Can withdraw funds at any time
Can modify account settings
Can manage permissions
Platform Operation Keys
Limited-permission keys used by RebelFi
Can execute automated yield strategies
Can set up payment authorizations for designated recipient wallets
Can process transfers to authorized recipients (e.g., automated payouts)
Cannot withdraw funds to arbitrary wallets
Cannot modify core account settings
This permission model enables automation while maintaining security. For example, if you set up automated payroll, the platform can process those payments to your designated employees' wallets, but can't send funds to any other addresses. Only you, with your admin keys, have the power to withdraw funds to any wallet.
Yield Generation
Yield generation is how your deposits grow in RebelFi. Here's how it works:
When funds enter your account (through deposits or received payments), they're automatically allocated to DeFi lending protocols
These protocols pay interest for lending out the funds
RebelFi dynamically allocates your funds across multiple protocols to optimize your yield
You earn yield continuously, and it compounds automatically
Stablecoins
Stablecoins are digital currencies designed to maintain a stable value, typically matching the US Dollar. RebelFi works with USD-pegged currencies. We currently support:
PYUSD (PayPal USD)
USDC (USD Coin)
USDT (Tether)
Each stablecoin is worth $1, making it easy to track your balance and earnings in familiar terms.
Instant Settlement and Instant Yield
When we say "instant settlement," we mean:
Payments are received and available immediately
No multi-day waiting periods like traditional banking
Funds start generating yield the moment they arrive
Transactions are verified on the Solana blockchain within seconds
Smart Payments
RebelFi introduces several smart payment concepts:
Pull-Based Payments
Instead of sending funds directly, payers authorize a specific amount
Recipients can collect the authorized payment when needed
Reduces errors and increases security
Payments keep generating yield until collected
Dynamic Discounting
Discounts that automatically adjust based on payment timing
Earlier payments receive larger discounts
Discount calculations consider the yield that would be generated
Helps businesses optimize cash flow
Business Accounts
For companies and organizations
Easy-to-use mobile app
Advanced payment features
Customer and payee management
Invoicing and automated payouts
Integration capabilities
Simplified yield generation
Platform Infrastructure
RebelFi is built on:
Solana Blockchain: For fast, low-cost transactions
Smart Contracts: For secure, automated operations
DeFi Protocols: For generating yield
Modern APIs: For business integrations
Next Steps
Now that you understand the key concepts, you might want to:
Learn about our security measures
See how to create an account
Check out our quick start guide
Need more details about any concept? Check our detailed documentation sections or contact our support team.
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