Key Concepts

Before diving deep into RebelFi's features, it's helpful to understand some key concepts that make our platform unique. This guide will explain the essential ideas behind RebelFi in clear, simple terms.

On-Chain Accounts

Think of a RebelFi On-Chain Account as your bank account reimagined for the blockchain era. Like a traditional bank account, you can deposit, withdraw, and manage your funds. But that's where the similarities end.

Your account is actually a powerful smart contract (Solana program) that you fully control with your wallet. It's like having your own automated treasury department that works 24/7 to put your money to work. Every dollar deposited is automatically deployed across top DeFi protocols to generate yield, while remaining instantly accessible.

What makes your Account powerful is its programmability. You can set up automated payroll, create subscription payments, enable instant cross-border transfers, and much more - all powered by blockchain technology. And since everything happens on-chain, you maintain complete visibility and control over your funds at all times.

Key Features

• Accounts are controlled by "keys," which are their own standard Solana wallets

• Account keys are permissioned for flexible control

• Funds in your account immediately start generating yield

• You maintain full control of your funds while earning

• Accounts can hold multiple types of stablecoins

Security Model

RebelFi on-chain accounts use a sophisticated key-based permission system:

User Admin Keys

• These are standard Solana wallets that you control

• Provide full administrative access to your account

• Can withdraw funds at any time

• Can modify account settings

• Can manage permissions

Platform Operation Keys

• Limited-permission keys used by RebelFi

• Can execute automated yield strategies

• Can set up payment authorizations for designated recipient wallets

• Can process transfers to authorized recipients (e.g., automated payouts)

• Cannot withdraw funds to arbitrary wallets

• Cannot modify core account settings

This permission model enables automation while maintaining security. For example, if you set up automated payroll, the platform can process those payments to your designated employees' wallets, but can't send funds to any other addresses. Only you, with your admin keys, have the power to withdraw funds to any wallet.

Yield Generation

Yield generation is how your deposits grow in RebelFi. Here's how it works:

1. When funds enter your account (through deposits or received payments), they're automatically allocated to DeFi lending protocols

2. These protocols pay interest for lending out the funds

3. RebelFi dynamically allocates your funds across multiple protocols to optimize your yield

4. You earn yield continuously, and it compounds automatically

Stablecoins

Stablecoins are digital currencies designed to maintain a stable value, typically matching the US Dollar. RebelFi works with USD-pegged currencies. We currently support:

• PYUSD (PayPal USD)

• USDC (USD Coin)

• USDT (Tether)

Each stablecoin is worth $1, making it easy to track your balance and earnings in familiar terms.

Instant Settlement and Instant Yield

When we say "instant settlement," we mean:

• Payments are received and available immediately

• No multi-day waiting periods like traditional banking

• Funds start generating yield the moment they arrive

• Transactions are verified on the Solana blockchain within seconds

Smart Payments

RebelFi introduces several smart payment concepts:

Pull-Based Payments

• Instead of sending funds directly, payers authorize a specific amount

• Recipients can collect the authorized payment when needed

• Reduces errors and increases security

• Payments keep generating yield until collected

Dynamic Discounting

• Discounts that automatically adjust based on payment timing

• Earlier payments receive larger discounts

• Discount calculations consider the yield that would be generated

• Helps businesses optimize cash flow

Business Accounts

• For companies and organizations

• Easy-to-use mobile app

• Advanced payment features

• Customer and payee management

• Invoicing and automated payouts

• Integration capabilities

• Simplified yield generation

Platform Infrastructure

RebelFi is built on:

• Solana Blockchain: For fast, low-cost transactions

• Smart Contracts: For secure, automated operations

• DeFi Protocols: For generating yield

• Modern APIs: For business integrations

Next Steps

Now that you understand the key concepts, you might want to:

• Learn about our security measures

• See how to create an account

Check out our quick start guide

Need more details about any concept? Check our detailed documentation sections or contact our support team.