Supported Blockchains
Two Revenue Streams
1. Treasury Yield
Generate yield on your operational stablecoin balances:- Operating reserves
- Liquidity buffers
- Funds awaiting deployment
2. Customer Deposit Products
Offer yield-bearing accounts to your customers:- Savings accounts with competitive APY
- Interest-bearing checking
- Fixed-term deposit products
Treasury Yield Implementation
The Opportunity
Most neobanks hold significant stablecoin reserves for:- Daily operations and settlements
- Regulatory liquidity requirements
- Growth capital awaiting deployment
Implementation
1
Identify Eligible Treasury
Map your treasury wallets:
- Operating accounts
- Reserve accounts
- Settlement accounts
2
Calculate Safe Buffer
For each wallet, determine minimum liquidity:
- Peak daily outflows (95th percentile)
- Regulatory requirements
- Operational contingency (20% margin)
3
Configure Auto-Optimization
Enable RebelFi monitoring on treasury wallets:
4
Monitor & Report
Track treasury yield for financial reporting:
- Daily yield accrual
- Monthly treasury income
- Allocation performance
Treasury Yield Economics
Customer Deposit Products
Product Options
- High-Yield Savings
- Tiered Savings
- Fixed-Term Deposits
Model: Basic savings account with competitive APY
- Customer deposits earn 4-5% APY
- You earn 2-3% spread
- Instant withdrawals
- Non-custodial architecture — you or your customers maintain custody at all times
Implementation Architecture
For implementations where customers have their own wallets, use the SDK:Compliance Considerations
Regulatory Framework
Non-Custodial Architecture
Non-Custodial Architecture
RebelFi’s non-custodial model simplifies compliance:
- You or your customers maintain custody
- RebelFi never holds keys or funds
- No money transmission by RebelFi
- Clear audit trail via ledger
Customer Disclosures
Customer Disclosures
Recommended disclosures for customer-facing products:
- Funds are deployed to DeFi protocols
- Yield rates are variable, not guaranteed
- Principal is at risk (smart contract risk)
- Not FDIC insured
- You maintain custody at all times
Licensing Considerations
Licensing Considerations
Depending on your structure:
- Money transmission license requirements
- State-by-state analysis for US operations
- Securities law considerations for fixed-term products
- Work with legal counsel on product structure
Audit & Reporting
RebelFi provides comprehensive audit trails:- All operations logged with timestamps
- Double-entry accounting ledger
- Yield accrual tracking
- Exportable reports for auditors
Business Model Economics
Example: Mid-Size Neobank
Treasury Yield:Yield rates are variable and depend on market conditions. The figures above are illustrative.
Example: Growing Fintech
Phase 1 (Launch):- Treasury only: 140k/year
- Treasury + Early adopters: 350k/year
- Full product launch: 1M+/year
Implementation Roadmap
Phase 1: Treasury (Weeks 1-4)
Phase 2: Customer Pilot (Weeks 5-12)
Phase 3: Full Launch (Week 13+)
- Marketing campaign
- Gradual rollout
- Performance optimization
- Product expansion (tiers, terms)
Competitive Positioning
Next Steps
SDK Documentation
For customer-facing products
Quick Start
Get treasury yield running
Sandbox
Try it in our sandbox environment
Request Demo
Discuss your specific needs